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“…crisis is a perception or experience of an event or situation as an intolerable difficulty that exceeds the person’s current resources and coping mechanisms.” (James and Gilliland, 2001)
A crisis presents an obstacle, trauma, or threat, e.g.: life-threatening situations, drastic changes in relationships (break ups), suicidal thoughts, loss, harming yourself, recent trauma (1)
Read more about crisis management.
If you have no insurances but need help immediately, then you will have to pay for the service!